What is Net Salary?
Net salary (take-home pay) is the amount you actually receive after deducting 4 major insurances (National Pension, Health Insurance, Long-term Care Insurance, Employment Insurance) and income taxes from your gross annual salary. The actual amount may vary depending on the number of dependents and non-taxable items.
2026 Insurance Rates
Employee contribution rates for 2026: National Pension 4.5%, Health Insurance 3.545%, Long-term Care Insurance 12.27% of Health Insurance, Employment Insurance 0.9%. The employer also contributes the same rates (except for employment insurance), so the total contribution is doubled.
How to Use
- Enter your gross annual salary (e.g., 36,000,000 KRW)
- Select whether severance pay is included in your salary
- Enter non-taxable amount like meal allowance (up to 200,000 KRW/month)
- Select the number of dependents including yourself
- Add children aged 8-20 if applicable
- Click calculate to see your monthly net salary
Tips to Maximize Net Pay
Maximize non-taxable items to increase your take-home pay. Ask your company to include meal allowance (200,000 KRW/month) and car allowance (200,000 KRW/month) in your salary breakdown. Also, make sure to claim all deductions during year-end tax settlement for potential refunds.
2026 Salary Reference Table
Estimated monthly net pay based on 1 dependent and 200,000 KRW non-taxable amount. Actual amounts may vary.